FEMA Sandy response: better late than never?

In yesterday’s mail I received a certified mail letter from FEMA, the Federal Management Emergency Administration, admitting that the agency found previously unconsidered documents related to my Sandy flood insurance claim made almost four years ago. The letter comes in response to my attorney’s request for information under the Freedom of Information Act made more than a year ago in August 2015.

FEMA had previously denied almost all of my flood insurance claim based on information that appeared to me to be either entirely fictitious or perhaps someone else’s property. The case information that I saw bore no resemblance to my property and the photographs and notes that I saw the claim examiners make on site in my presence in late 2012 and early 2013.

The letter dated September 30, 2016, received October 8, 2016, says: “This letter is to inform you that the National Flood Insurance Program has located additional documents regarding your NFIP claim file”. FEMA now admits they have 381 pages about my claim in their case file but will only release 347 pages.  FEMA is apparently refusing to release 34 pages apparently based on “Exemption 6 to the Freedom of Information Act on the basis that these pages would create an unwarranted invasion of personal privacy. I presume this might include personnel issues within FEMA and their contractors involved in the screw-up but this is only my speculation. I don’t know enough about this topic to comment further.

My cabin (rear) and BaySave office (front) prior to Sandy.
My cabin (rear) and BaySave home office (front) prior to Sandy.

After all insurance and aid requests were denied, I began slowly repairing the cabin as time and money allow. The cabin was low priority because I made the aquaculture facility and infrastructure repairs my my primary focus. We had to rebuild basic support like the marina community’s water system and electric service. I have only repaired about 1/2 of the damaged items and the most expensive issues remain unresolved. The external walls look OK now, but the roof, underside and waste water system still need repair or replacement. Even it the claim were settled in full today, my legal expenses would consume at least half of that amount.

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